Wherever you are in your life, a financial adviser can keep you on track to reach your financial and lifestyle goals.
This is a period of firsts. The focus of today is on enjoying new salaries but getting on the property ladder is top of mind whilst also paying off debt.
This is a time of enjoying new found freedom before the responsibility of family and property. Getting on the property ladder is one of the key goals identified in this life stage.
Key objectives during this life stage are focused on paying off the home loan. Money comes in and goes out, being spent on the household and children. Pleasures are taken in small luxuries and travel.
Retirement is close enough but too far away to pro-actively aim for. However, the desire is there to build wealth and if a mortgage is still there then the key focus is paying it down and juggling the demands of today.
Goals focus on planning for a comfortable retirement and maximising super for retirement. The mortgage tends to be paid off or at a manageable level at this stage.
Goals focused on managing funds during retirement and maximising investment returns.
SPM Financial Planning is a business name of SPM Business Consultants Pty Ltd, Corporate Authorised Representative Number 344516.
Financial Planning Services are provided as an Authorised Representative of Pinnacle Securities Pty Ltd ABN 61 608 667 778 AFSL Licence number 485760.
The information on this site is not advice and is intended to provide general information only. It does not take into account your individual needs, objectives or personal circumstances.